<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//hmomortgagebroker.co.uk/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://hmomortgagebroker.co.uk/news/</loc>
		<lastmod>2023-03-29T15:04:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/71181-2/</loc>
		<lastmod>2017-11-02T16:11:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/another-dent-landlords-profits/</loc>
		<lastmod>2017-11-02T16:12:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/fresh-eviction-fear-residents-council-refuses-willenhall-hmo-plans/</loc>
		<lastmod>2017-11-02T16:12:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/bath-landlords-fined-operating-hmo-without-licence/</loc>
		<lastmod>2017-11-02T16:13:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/big-crackdown-landlords-thurrock-council/</loc>
		<lastmod>2017-11-02T16:13:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/oxford-landlord-convicted-repeat-hmo-offences/</loc>
		<lastmod>2017-11-02T16:15:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/failing-licence-houses-multiple-occupation-hmo-prosecution-council/</loc>
		<lastmod>2017-11-05T19:01:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-legislation-mandatory-certificates/</loc>
		<lastmod>2017-11-07T21:37:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/unlicensed-hmo-owner-ordered-pay-5000/</loc>
		<lastmod>2017-11-09T19:13:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-plans-rhosddu-property-rejected/</loc>
		<lastmod>2017-11-12T17:54:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/developer-challenges-landmark-armley-hmo/</loc>
		<lastmod>2017-11-15T15:44:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/swanky-student-house-not-planning-permission-hmo/</loc>
		<lastmod>2017-11-17T15:08:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/houses-in-multiple-occupation-two-storeys-three/</loc>
		<lastmod>2017-11-19T14:23:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/student-landlords-offer-inclusive-bills/</loc>
		<lastmod>2017-11-21T14:43:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/council-plans-crackdown-hmos-dales/</loc>
		<lastmod>2017-11-23T14:42:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/demand-buy-to-let-property/</loc>
		<lastmod>2017-11-25T14:48:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/potters-bar-landlord-fined-nearly-7000-failing-obtain-hmo-licence/</loc>
		<lastmod>2017-11-28T15:09:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/armley-new-flats-recommended-approval-despite-concerns/</loc>
		<lastmod>2017-11-30T15:17:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/property-landlord-fine/</loc>
		<lastmod>2017-12-02T15:12:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/newmarket-landlord-hit-33000-fine/</loc>
		<lastmod>2017-12-05T15:26:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/student-property-investments-rise-2017-due-strong-yields/</loc>
		<lastmod>2017-12-07T20:06:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/council-urged-rethink-fife-towns-hmo-policy/</loc>
		<lastmod>2017-12-10T13:07:14+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2017/12/house-2368389_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmos-go-bad/</loc>
		<lastmod>2017-12-12T10:53:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/government-inspector-overturns-decision-use-new-legislation-stop-expansion-student-house-falmouth/</loc>
		<lastmod>2017-12-14T11:42:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/buy-to-let-landlords-stay-profitable/</loc>
		<lastmod>2017-12-16T12:33:50+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2017/12/20-1239420_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/3300-fine-owner-failing-keep-hmo-safe-tenants/</loc>
		<lastmod>2017-12-19T07:21:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/alarm-bells-ring-councillors-examine-understaffed-privately-rented-hmo-licensing/</loc>
		<lastmod>2017-12-21T10:37:18+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2017/12/real-estate-agent-1966485_960_720-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/council-collects-30000-housing-fines-landlords/</loc>
		<lastmod>2017-12-23T12:52:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/landlords-fined-failing-look-property/</loc>
		<lastmod>2017-12-26T11:59:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmrc-tackling-hidden-economy/</loc>
		<lastmod>2017-12-28T09:16:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/new-government-powers-ban-landlords-additional-hmo-regulations/</loc>
		<lastmod>2017-12-30T12:59:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/colchester-landlord-fined-20000-hmo-offences/</loc>
		<lastmod>2018-01-02T07:43:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-licensing-regime-expanded/</loc>
		<lastmod>2018-01-03T10:52:17+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/01/20-1239420_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/tough-new-laws-stamp-rogue-landlords/</loc>
		<lastmod>2018-01-05T11:07:24+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/01/hand-101003_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/say-council-manages-houses-in-multiple-occupation-wrexham/</loc>
		<lastmod>2018-01-08T07:28:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/plans-turn-wrexham-town-centre-property-house-multiple-occupation-allowed-appeal/</loc>
		<lastmod>2018-01-10T07:45:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/twickenham-landlord-faces-fines-renting-unlicensed-hmo/</loc>
		<lastmod>2018-01-13T14:24:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/twickenham-landlord-prosecuted-letting-house-five-people-without-licence/</loc>
		<lastmod>2018-01-15T10:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/armley-another-shared-house-plan-knocked-back-council/</loc>
		<lastmod>2018-01-17T10:58:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/northampton-borough-council-considers-increasing-housing-enforcement/</loc>
		<lastmod>2018-01-19T10:35:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/plans-convert-wrexham-town-centre-offices-hmo-allowed-appeal/</loc>
		<lastmod>2018-01-21T11:41:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/record-fine-luton-landlord/</loc>
		<lastmod>2018-01-22T07:33:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-national-minimum-room-size-suitability/</loc>
		<lastmod>2018-01-24T07:27:49+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/01/keys-2251770_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-properties-continue-deliver-superior-yields/</loc>
		<lastmod>2018-01-26T07:32:26+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/01/house-23272_960_720.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/leading-proptech-entrepreneur-backs-stricter-hmo-regulations/</loc>
		<lastmod>2018-01-28T11:18:17+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/01/house-1407562_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/company-director-loses-court-appeal-following-claims-significant-overcrowding-leominster-property/</loc>
		<lastmod>2018-01-30T07:34:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/new-hmo-rules-expected-october-amid-warning-complexity-licensing-driving-landlords/</loc>
		<lastmod>2018-01-31T09:59:11+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/01/key-2323278_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/landmark-ruling-landlord-back-garden-shanty-town-case/</loc>
		<lastmod>2018-02-02T13:44:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-landlord-fined-32-offences-wolverhampton-flats/</loc>
		<lastmod>2018-02-05T19:34:26+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/02/Screenshot-2018-02-05-19.27.09-300x227.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/agents-claimed-to-be-sub-letting-home-as-hmo-without-landlords-knowledge-fined-nearly-40000/</loc>
		<lastmod>2018-02-11T13:04:04+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/01/keys-2251770_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/former-bath-pub-transformed-five-bed-hmo/</loc>
		<lastmod>2018-02-11T13:07:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/agency-prosecuted-for-breaking-hmo-and-licensing-regulations/</loc>
		<lastmod>2018-02-12T02:56:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hampshire-trust-bank-cuts-rates-hmo-buy-let-mortgages/</loc>
		<lastmod>2018-02-12T18:21:42+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/01/house-23272_960_720.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-pub-planning-permission/</loc>
		<lastmod>2018-02-15T14:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/southampton-city-council-discuss-renewal-hmo-scheme/</loc>
		<lastmod>2018-02-20T10:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/additional-licensing-proposal-bristol/</loc>
		<lastmod>2018-02-21T07:43:10+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/02/flat-for-sale-2140202_960_720.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/overturned-councils-ban-hotel-converted-hmo/</loc>
		<lastmod>2018-02-23T07:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/71415-2/</loc>
		<lastmod>2018-02-24T14:04:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/extension-mandatory-hmo-licensing-set-october-2018/</loc>
		<lastmod>2018-03-01T07:33:23+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/03/real-estate-1468143_960_720.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/new-hmo-rules-landlords-set-take-effect-october-2018/</loc>
		<lastmod>2018-03-02T12:27:45+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/01/keys-2251770_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/operating-unlicensed-hmo-costs-bedford-landlord-11k/</loc>
		<lastmod>2018-03-06T11:42:28+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/03/house-1407562_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/high-court-ruling-counts-children-residents-hmos/</loc>
		<lastmod>2018-03-12T11:49:49+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/03/hammer-719066_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/bedford-landlord-fined-unlicensed-hmo/</loc>
		<lastmod>2018-03-13T07:31:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/landlords-will-caught-hmo-licensing-net/</loc>
		<lastmod>2018-03-16T20:17:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-minimum-room-sizes-come-force-1-october-2018/</loc>
		<lastmod>2018-03-19T07:32:50+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/03/puzzle-pieces-2648214_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/durham-hmo-refused-planning-permission/</loc>
		<lastmod>2018-03-21T07:32:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/city-landlord-fined-2000-property-condition-failings/</loc>
		<lastmod>2018-03-23T12:31:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/plan-make-family-home-hmo-approved/</loc>
		<lastmod>2018-03-26T06:22:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/rogue-landlord-prosecuted-second-time-six-months-hmo-offences/</loc>
		<lastmod>2018-03-27T10:01:43+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/03/law-1063249_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/almost-20-rogue-shared-houses-served-enforcement-notices-since-start-year/</loc>
		<lastmod>2018-03-31T15:27:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/new-hmo-regulations-mean-landlords/</loc>
		<lastmod>2018-04-01T12:50:11+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/04/hammer-719068_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/changes-landlord-legislation-year/</loc>
		<lastmod>2018-04-07T12:53:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-plans-eyesore-office-space-wrexham/</loc>
		<lastmod>2018-04-12T09:20:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/swindon-borough-council-crackdown-hmos/</loc>
		<lastmod>2018-04-15T15:49:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/spike-btl-landlords-looking-invest-hmos/</loc>
		<lastmod>2018-04-17T12:42:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/massive-182000-fine-for-buy-to-let-investor-after-string-of-hmo-offences/</loc>
		<lastmod>2018-04-23T10:38:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/massive-extension-to-hmo-licensing-comes-into-force/</loc>
		<lastmod>2018-04-30T14:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/make-the-most-of-hmo-regulation-changes/</loc>
		<lastmod>2018-05-03T13:07:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/estate-agency-and-landlord-both-fined-for-licensing-breaches/</loc>
		<lastmod>2018-05-07T05:14:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-and-multi-unit-landlords-have-highest-rental-yields/</loc>
		<lastmod>2018-05-07T15:42:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/plans-to-restrict-hmos-in-st-andrews-to-be-debated/</loc>
		<lastmod>2018-05-08T19:19:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/government-urged-to-hold-parliamentary-debate-on-minimum-room-sizes/</loc>
		<lastmod>2018-05-11T18:15:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/planning-application-for-student-flats-at-former-debenhams-building-withdrawn/</loc>
		<lastmod>2018-05-12T16:48:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/legislation-change-could-catch-out-hmo-landlords/</loc>
		<lastmod>2018-05-15T10:43:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/new-guidance-to-limit-over-concentration-and-number-of-hmos-in-wrexham/</loc>
		<lastmod>2018-05-15T19:01:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/fse-manchester-experts-see-hmos-as-growth-area-for-buy-to-let/</loc>
		<lastmod>2018-05-18T12:45:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/what-brokers-need-to-know-about-looming-hmo-changes/</loc>
		<lastmod>2018-05-21T16:59:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/bury-landlord-fined-for-unlicensed-property-in-poor-condition/</loc>
		<lastmod>2018-05-22T12:23:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/if-you-rent-a-home-your-landlord-may-need-a-licence/</loc>
		<lastmod>2018-05-22T12:39:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-licensing-the-potential-pitfalls-for-landlords/</loc>
		<lastmod>2018-05-26T15:25:39+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/05/writing-1149962_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-plans-for-former-cafe-recommended-for-approval-despite-local-opposition/</loc>
		<lastmod>2018-05-30T20:38:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/immingham-landlord-fined-for-licence-breach-on-investment-property/</loc>
		<lastmod>2018-05-31T19:25:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/havering-council-clamps-down-on-rogue-buy-to-let-behaviour/</loc>
		<lastmod>2018-06-04T10:50:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/all-change-for-hmos/</loc>
		<lastmod>2018-06-07T12:46:46+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/06/puzzle-pieces-2648214_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/leicestershire-landlord-prosecuted-for-faulty-investment-property/</loc>
		<lastmod>2018-06-12T17:52:29+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/06/hammer-719066_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/county-durham-landlords-encouraged-to-check-licences/</loc>
		<lastmod>2018-06-14T17:36:53+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/06/puzzle-pieces-2648214_960_720-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/firms-on-hmo-register-named-after-freedom-of-information-challenge/</loc>
		<lastmod>2018-06-18T18:49:02+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/06/insurance-1987868_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/city-council-seeks-views-on-proposed-new-landlord-licensing-scheme/</loc>
		<lastmod>2018-06-20T18:38:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-licensing-guidance-for-local-authorities-and-landlords/</loc>
		<lastmod>2018-06-22T18:56:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/government-to-review-selective-licensing-as-it-unveils-new-guidance-for-hmo-properties/</loc>
		<lastmod>2018-06-23T15:05:03+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/06/loan-149873_960_720.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/over-concentration-of-hmos-within-the-immediate-locality-sees-plans-for-former-office-space-refused/</loc>
		<lastmod>2018-06-27T10:44:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/refinancing-buy-to-let-mortgages-likely-as-hmo-changes-near/</loc>
		<lastmod>2018-07-02T17:29:19+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/07/house-2368389_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/landlord-fined-over-20000-for-not-licensing-hmo-with-fire-hazards-in-bath/</loc>
		<lastmod>2018-07-04T19:37:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/portsmouth-hmo-investors-fined/</loc>
		<lastmod>2018-07-11T12:35:20+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/07/portsmouth-713856_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/goodbye-hmos-hello-flats/</loc>
		<lastmod>2018-07-16T10:54:01+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/07/urban-1031304_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-licensing-fees-reviewed-in-preparation-for-changes-in-government-legislation/</loc>
		<lastmod>2018-07-16T15:12:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/thurrock-landlord-fined/</loc>
		<lastmod>2018-07-18T12:40:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/why-landlords-need-your-help/</loc>
		<lastmod>2018-07-25T12:44:18+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/07/house-2368389_960_720-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-licence-rule-changes/</loc>
		<lastmod>2018-07-30T18:05:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/landlords-warned-housing-rules/</loc>
		<lastmod>2018-07-31T19:44:11+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/07/house-2368389_960_720-2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/new-powers-tackle-rogue-landlords/</loc>
		<lastmod>2018-08-03T16:49:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/sneinton-landlord-aggressive-behaviour/</loc>
		<lastmod>2018-08-07T17:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/what-does-future-look-like-hmos/</loc>
		<lastmod>2018-08-08T18:10:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/court-case-legal-precedent/</loc>
		<lastmod>2018-08-16T13:36:07+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/08/isolated-2532037_960_720.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/southampton-10000-hmo-homes-2023/</loc>
		<lastmod>2018-09-01T14:51:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/huge-fine-hmo-licence-breach/</loc>
		<lastmod>2018-09-04T17:29:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/investors-being-sold-too-many-hmos/</loc>
		<lastmod>2018-09-06T11:59:06+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/09/real-estate-155524_960_720.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-landlords-new-rules/</loc>
		<lastmod>2018-09-08T13:05:57+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/09/rule-1752415_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/understanding-hmos/</loc>
		<lastmod>2018-09-11T16:55:04+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/09/loan-149873_960_720.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/new-hmo-requirements/</loc>
		<lastmod>2018-09-13T10:29:55+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/09/hand-1635146_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/%e2%80%8bdeadline-new-hmo-licensing-approaches/</loc>
		<lastmod>2018-09-13T10:35:51+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/09/home-1353389_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/cheshire-east-encouraging-hmo-licensing/</loc>
		<lastmod>2018-09-16T15:15:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/agent-fire-hazard-room-hmo/</loc>
		<lastmod>2018-09-17T14:28:09+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/09/inflammable-24043_960_720.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/city-landlord-licensing-charges-increase/</loc>
		<lastmod>2018-09-21T11:50:35+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/09/nottingham-2856858_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/licensing-lottery/</loc>
		<lastmod>2018-09-23T09:34:46+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/09/home-589068_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/mandatory-hmo-licensing/</loc>
		<lastmod>2018-09-25T11:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/property-manager-landlord-wins-appeal/</loc>
		<lastmod>2018-09-27T11:31:34+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/09/key-2114044_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/new-regulations-landlords-2018/</loc>
		<lastmod>2018-10-01T11:57:58+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/10/hand-101003_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/new-hmo-section-21-rules-start-today/</loc>
		<lastmod>2018-10-02T17:05:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/houses-of-multiple-occupation-guide/</loc>
		<lastmod>2018-10-04T18:29:40+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/10/house-2368389_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/new-hmo-rules/</loc>
		<lastmod>2018-10-11T09:33:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/redbridge-landlord-fined/</loc>
		<lastmod>2018-10-17T18:19:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/advisers-urged-help-landlords/</loc>
		<lastmod>2018-11-05T12:34:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmos-not-golden-goose-investors/</loc>
		<lastmod>2018-11-14T19:42:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hightown-hmo-plans-rejected/</loc>
		<lastmod>2018-11-18T16:42:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/governments-hmo-legislation-failing/</loc>
		<lastmod>2018-12-07T12:53:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmos-licensed-new-rules/</loc>
		<lastmod>2018-12-08T16:51:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/letting-firm-fined/</loc>
		<lastmod>2018-12-12T19:20:50+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/12/hammer-719068_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/government-new-room-size-guidance/</loc>
		<lastmod>2018-12-26T19:26:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/concerns-residents-crammed-proposed-hmo/</loc>
		<lastmod>2018-12-29T14:07:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/town-centre-hmo-backed-approval/</loc>
		<lastmod>2019-01-01T18:09:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/appeal-wrexham-hmo-plans/</loc>
		<lastmod>2019-01-08T13:52:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/plans-convert-property-hmo-approved/</loc>
		<lastmod>2019-01-12T15:11:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-licence-granted-despite-complaints/</loc>
		<lastmod>2019-01-13T18:30:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/fife-council-seeks-views-hmos/</loc>
		<lastmod>2019-01-26T14:16:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/appeal-lodged-plan-hmo-rhosddu/</loc>
		<lastmod>2019-01-29T20:50:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/highland-landlord-prosecuted/</loc>
		<lastmod>2019-02-01T12:15:12+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/02/key-2114455_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/plans-house-in-multiple-occupation/</loc>
		<lastmod>2019-02-19T14:03:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/landlord-convicted-unlicensed-hmo/</loc>
		<lastmod>2019-02-23T16:58:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/shawbrook-helps-investor-hmos/</loc>
		<lastmod>2019-02-27T20:05:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/highland-landlord-given-4000-fine/</loc>
		<lastmod>2019-03-08T12:42:57+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/08/isolated-2532037_960_720.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/glasgow-stricter-licensing-conditions/</loc>
		<lastmod>2019-03-12T13:51:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/haringey-council-additional-hmo-licensing/</loc>
		<lastmod>2019-03-15T19:17:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/landlords-warned-30k-licensing-fines/</loc>
		<lastmod>2019-03-21T09:50:57+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/07/house-2368389_960_720-2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/residents-voice-frustration-plans-hmo/</loc>
		<lastmod>2019-03-22T20:01:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/landlords-face-stricter-rules/</loc>
		<lastmod>2019-03-26T11:28:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/introduction-new-licensing-scheme/</loc>
		<lastmod>2019-03-27T19:02:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/shotton-landlord-fined/</loc>
		<lastmod>2019-04-07T21:28:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-investment-key/</loc>
		<lastmod>2019-04-09T18:57:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/flintshire-hmo-landlord-prosecuted/</loc>
		<lastmod>2019-04-14T11:55:23+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/12/hammer-719068_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/landlords-prepare-new-hmo-rules/</loc>
		<lastmod>2019-04-17T10:58:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/students-win-rent-refund/</loc>
		<lastmod>2019-04-30T18:03:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/plans-turn-rhosddu-property-hmo/</loc>
		<lastmod>2019-05-11T18:03:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/thousands-hmo-landlords-without-licences/</loc>
		<lastmod>2019-05-15T12:24:17+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/02/key-2114455_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/rogue-carlisle-landlords-prosecuted/</loc>
		<lastmod>2019-05-18T15:45:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/family-home-turned-hmo-despite-concerns/</loc>
		<lastmod>2019-06-19T12:51:53+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/10/house-2368389_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/brent-landlord-ran-illegal-hmo/</loc>
		<lastmod>2019-06-22T12:23:27+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/06/hammer-719066_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/help-landlords-struggle-pace-change/</loc>
		<lastmod>2019-07-02T18:29:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/council-crackdown-student-hmos/</loc>
		<lastmod>2019-07-08T10:12:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/councils-crack-rogue-letting-agents/</loc>
		<lastmod>2019-07-11T13:34:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/landlords-lenders-new-hmo-regulations/</loc>
		<lastmod>2019-08-02T13:48:28+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/09/rule-1752415_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-property-investments-popular/</loc>
		<lastmod>2019-08-02T18:40:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/landlords-body-tells-city-council-that-its-plans-for-licensing-could-break-the-law/</loc>
		<lastmod>2019-08-08T18:17:12+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/10/hand-101003_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/plans-turn-offices-deeside-hmo-turned-down/</loc>
		<lastmod>2019-08-11T14:40:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/councils-licensing-scheme-unlawful/</loc>
		<lastmod>2019-08-16T18:38:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/licensing-councils-advice/</loc>
		<lastmod>2019-08-21T10:18:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/agent-4500-bill-hmo-fire-safety-breaches/</loc>
		<lastmod>2019-08-25T13:14:28+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/08/isolated-2532037_960_720.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/residents-living-hmo/</loc>
		<lastmod>2019-08-31T13:20:50+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/08/house-1723353_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-landlord-birmingham-penalty/</loc>
		<lastmod>2019-09-01T15:56:06+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/09/club-2492011_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-sector-grow/</loc>
		<lastmod>2019-09-15T15:44:09+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/09/keys-2070722_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/appeal-launched-wrexham-hmo/</loc>
		<lastmod>2019-09-17T18:34:07+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/09/puzzle-pieces-2648214_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/wrexham-lettings-agent-landlord-prosecuted/</loc>
		<lastmod>2019-09-23T13:41:29+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/09/house-2368389_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/tenants-flat-shares/</loc>
		<lastmod>2019-10-03T12:03:16+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/10/living-room-2732939_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/landlord-dangerous-hmo-huge-fine/</loc>
		<lastmod>2019-10-07T08:15:18+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/09/house-2368389_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/agent-fined-hmo-failures/</loc>
		<lastmod>2019-10-14T05:46:41+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/10/fire-2086370_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/huge-number-hmos-no-licence/</loc>
		<lastmod>2019-10-17T14:14:45+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/10/cityscape-1082180_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/former-scarborough-care-home-hmo/</loc>
		<lastmod>2019-10-21T13:19:56+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/10/puzzle-pieces-2648213_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/reasons-including-hmo-property-portfolio/</loc>
		<lastmod>2019-10-23T12:05:19+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/09/puzzle-pieces-2648214_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/plans-shared-house-brighton-attract-opposition/</loc>
		<lastmod>2019-11-02T17:15:38+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/06/puzzle-pieces-2648214_960_720-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-licensing-scheme-worcester/</loc>
		<lastmod>2019-11-06T13:49:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/plans-increase-capacity-hmo-refused/</loc>
		<lastmod>2019-11-09T14:24:33+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/09/puzzle-pieces-2648214_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/landlord-company-fined-for-state-of-rental-property/</loc>
		<lastmod>2019-11-11T12:17:52+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/09/club-2492011_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/wrexham-council-hmo-proposals/</loc>
		<lastmod>2019-11-18T13:19:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-plans-former-bar-hotel-submitted/</loc>
		<lastmod>2019-11-27T12:25:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/bid-turn-wrexham-house-hmo-refused/</loc>
		<lastmod>2019-12-06T12:04:21+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/02/key-2114455_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/armley-park-road-hmo-application-withdrawn/</loc>
		<lastmod>2020-01-01T14:46:24+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/09/home-589068_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-conversions-planning-approval/</loc>
		<lastmod>2020-01-14T10:52:54+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/08/house-1723353_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/new-charges-hmos-coventry/</loc>
		<lastmod>2020-01-21T12:01:53+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/09/club-2492011_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/plans-wrexham-family-home-hmo-approved/</loc>
		<lastmod>2020-01-28T12:37:48+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/09/real-estate-155524_960_720.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/plans-seven-bedroom-hmo-broughton/</loc>
		<lastmod>2020-02-03T13:17:28+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/09/key-2114044_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/edinburgh-landlord-stripped-of-hmo-licence/</loc>
		<lastmod>2020-02-11T11:56:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/councillors-aim-to-examine-wrexhams-licensing-of-houses-in-multiple-occupation-to-review-local-standards/</loc>
		<lastmod>2020-02-21T14:46:54+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/10/hand-101003_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/increased-hmo-charges/</loc>
		<lastmod>2020-03-15T15:45:10+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/09/loan-149873_960_720.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/plans-submitted-to-create-new-five-bedroom-hmo-in-connahs-quay/</loc>
		<lastmod>2020-05-14T11:44:14+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/09/keys-2070722_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/back-to-basics-why-the-increase-in-interest-in-hmos-and-mufbs/</loc>
		<lastmod>2020-10-18T15:50:29+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/09/puzzle-pieces-2648214_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/first-time-bridging-loan-heavy-hmo-refurb/</loc>
		<lastmod>2021-12-06T16:32:19+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2017/12/real-estate-agent-1966485_960_720-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/hmo-property-investment-services-in-the-uk-what-you-need-to-know/</loc>
		<lastmod>2022-07-06T15:20:54+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/06/puzzle-pieces-2648214_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/new-crackdown-approved-to-tackle-substandard-hmos-in-dudley/</loc>
		<lastmod>2022-09-16T08:55:06+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/03/law-1063249_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/truss-to-announce-stamp-duty-cut-report/</loc>
		<lastmod>2022-09-21T11:29:12+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2019/08/house-1723353_960_720.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://hmomortgagebroker.co.uk/why-location-is-critical-for-the-hmo-market/</loc>
		<lastmod>2023-03-29T15:04:26+00:00</lastmod>
		<image:image>
			<image:loc>https://hmomortgagebroker.co.uk/wp-content/uploads/2018/09/home-1353389_960_720.jpg</image:loc>
		</image:image>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->